Frugal Living: Side Hustle

Free Clipart: Christmas tree | emartinezr

Merry Christmas, everyone! I hope all of you are having a great Christmas Eve and are enjoying the family time! I know I sure have been!

Free Clipart: Sandwich_one | jean_victor_balin

Anywho, I wanted let everyone in on my endeavors and decisions I’ve made over the last few days. I decided to get a side hustle to save extra for retirement and possibly also to save a little extra for vacations. Yep! That’s right! I went out to the local Jimmy John’s and told them my full-time work situation (I work out of state for a few weeks at a time and then come back home for a few weeks at a time where I don’t work at all) and they seemed SUPER desperate for a delivery driver and I got the job before I even left the store! I go to my orientation on Tuesday at 3pm!

Cool, right?! I’ve never mentioned this before but I secretly LOVE super expendable jobs like delivery jobs. They’re super easy to get and they’re super flexible. I actually delivered for Jimmy John’s when I was in graduate school when I lived in Florida. It was such an awesome delivery job! It helped me finish graduate school with zero student loan debt. #HighFive

Free Clipart: Profit High Five Graph |

Anyway, how much do I expect to make from this side hustle? Well, that’s going to be hard to put my finger on. I’m going to estimate that the maximum that I’m going to be able to work for them is about 20 weeks out of the year but it will probably be less once my full-time job starts picking up more contracts. I also told them that I didn’t want to work more than 15 hours a week for them because I don’t exactly *need* the job. Maybe sometimes I’ll work a little more and maybe sometimes I won’t. Minimum wage will go up in 2018 in Colorado to $10.20/hr. Therefore that means I’ll make that when I’m in the store not doing deliveries and then around $8-9/hr while out on deliveries plus like $0.25/mile plus tips. I’m going to to go with an average/conservative estimation of $15/hr. So if I work about 15 hours per week at an average of $15/hr, after taxes that comes to about $157.50/week. After potentially 20 weeks of actually working at that rate, it should come out to about $3,150 per year after taxes.

Stay tuned as I give updates on my retirement savings! Hopefully this will help me meet my goals a little sooner than anticipated. It would be super awesome if I could retire before my 46th birthday. However, as things are planned now it looks like I won’t be able to retire until about 4 months after my 46th birthday which is December 27th, 2032.


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